Date: 30th September 2008

Speaker: Steve Navra

Topic: Balancing Your Investment Portfolio

Steve's presentation will be on balancing your investment portfolio where he will discuss:

• Holding property for growth, gearing.
• Holding property for income.
• Shares for growth, gearing.
  
• Shares for income.
• Cash as a buffer.
• Tax implications.
• Risk.
• Portfolio structure so as to make the portfolio holding costs cash flow neutral.

Steve has more than 20 years of accounting, stock broking and property investment experience, Steve is an innovator in the ever-changing property and investment market. Since moving to Sydney in the early 1990s, he has been the driving force behind some of Australia's premier investment companies. Steve's personal mission statement is to optimize investment structures. He is committed to providing educational and ongoing support for the sophisticated investor.

Navra Financial Services -  www.navra.com.au